Roth Contribution Limits 2024 Magistrates. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. For 2024, the maximum contribution limit for a roth ira is $7,000 for individuals under the age of 50.
For single filers in 2024, full contributions are allowed if magi is under $146,000, with partial contributions between $146,000 and $161,000. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth.